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It is not as tunnel-visioned as that.Unfortunately the balance has not been right. Money is moved around by Govts from one use to another - and is not all ring-fenced as you'd like to think.  Govts are petrified of losing power and so try and butter up whoever they think may give them votes and their behaviour to scupper any other Govts and promises to all and sundry make for a more complicated scenario. They also have to take care of the safety and security and the position of the country in the wider world as well.The money you will have been paying in will be paying for the generation before you but yes, should entitle you to something when your time comes - and for many because of the shortfall and because many in generations before have lived longer the pension age has been increased - uncomfortable for a Govt to do because unpopular - some may never live to collect any.  The generation following you has to pay for you!  So we need taxpaying youngsters to follow us and we need to pay our share of taxes and more should be done to ensure that changes are made to reduce the number of those who evade and avoid paying their share. Our use of public services goes up and down during our lives  and most of us hope that we won't need to use them much at all once we have finished our education and are earning to pay our way and save.It's worrying that there is so little social care available to help us in our old age when we are unable to do things for ourselves because we prefer not to think about it.  You don't see it until you approach it and see the problems the generation above have. How can that best be planned?With long waiting lists for treatment many have been unable to work and live as fit a life as they could have done.  It's better to try and stay fit and active for as long as possible so the NHS spends more time treating people for problems they have that they aren't at fault for causing!  BTW Attendance Allowance has changed and other ailments have been added which can make you eligible including regarding eyesight.  There are lots of new reports on how poor eyesight can lead to dementia but then so can poor hearing.  Multi-sensory understanding of what is going on in the world around you is important.  Make sure you go to those appointments!  Check out Attendance Allowance.     

Philippa Bond ● 173d